(Newswire.net — November 30, 2022) — Suppose you’ve been hurt or suffered property damage in an automobile accident. In that case, you’ll probably submit an insurance claim with your own auto insurer, and the insurer of the other driver you think was at fault. However, an insurance adjuster could contact you after you’ve done that. The adjuster will hunt for any opportunity to lower the value of your claim and persuade you to accept the smallest settlement amount feasible. You should get familiar with the kinds of inquiries that insurance adjusters make after a car accident before representatives of the insurance company call you.
Tampa is one of the most populated cities in Florida. Accidents in populated cities like Tampa are very common. People should be more careful about what they do after an accident; otherwise, insurance companies will easily cheat them. In Tampa, insurance companies are very aware of how to cheat car accident victims. Victims can seek the help of Tampa car accident lawyers to protect themselves from insurance fraud. Insurance companies will follow many strategies, but thankfully, lawyers are aware of these strategies.
After your automobile accident, the insurance company with which you have filed your accident claim will probably get in touch with you for a statement to ascertain what happened from your perspective and the extent of your costs and damages. The insurance adjuster wants you to provide a statement so they may use what you say as proof that your losses or injuries are not as severe as you claim them to be or that you were partially or totally to blame for the collision. Hence, it is better to hire a lawyer immediately after the accident.
You may anticipate being questioned about several topics while speaking with an insurance adjuster. Examples of inquiries you can feel at ease responding to are: When did the mishap occur? What kind of vehicle (make, model, year, and VIN) were you operating when the collision happened? Were there any other vehicles present? What kind of damage did your car suffer? Does your car require repair services? Have you brought it to a body or auto shop? Was an accident report or a police report submitted? However, before disclosing such specifics with the insurance company, you should first speak with a lawyer. Here are some common questions asked by insurers following a car crash.
- Where did you go when the accident happened?
- Did you buckle your seatbelt?
- How did the mishap occur?
- A witness to the incident?
- If so, do you have a way to get in touch with them?
- Were you injured in the crash?
- Did EMS treat you on the spot?
- Did you visit a hospital or your primary care physician following the accident?
If you speak with an insurance adjuster soon after the collision, you might not yet wholly comprehend the severity of the wounds you sustained, or you might not even be aware that you’ve been hurt. The adjuster may decide that your injuries were brought on by or made worse by something other than the accident when you subsequently attempt to file a claim for reimbursement for your damages.
If an insurance adjuster contacts you after you have retained counsel, you can ask that they provide any correspondence involving your claim to your lawyer. The insurance company can then receive the information it requires from your lawyer, and all the while, your legal rights, and alternatives will be safeguarded.