International insurance is for any US citizen that travels, works, studies, lives or for any reason goes out of the US. International insurance is for non US citizens anywhere in the world including visiting the US. There are temporary travel health insurance plans and permanent international health insurance plans. Travel health insurance covers outside a person's home country. Permanent international health insurance plans can be Global or can exclude the US. There a plans that have pre-existing condition coverage. Some plans offer full medical evacuation. We also handle professional athlete disabilty and war zone life and disability.