(Newswire.net — May 13, 2021) —
No matter what you do for a living, studies show a high probability that you could be injured while at work. Every year, many workers in all professions are involved in workplace mishaps that cause injury, some of which are fatal.
The U.S. Bureau of Labor Statistics (BLS) reports 5,333 employees succumbed to work-related injuries in 2019. The rate of non-fatal incidents was 2.8 for every 100 full-time personnel.
Although safety measures are in place, many accidents are beyond anyone’s control. According to the CDC, 27% of cases that didn’t result in death were caused by slips and falls.
However, some mishaps can be due to negligence, and if you’re hurt in such circumstances, you’re justified in seeking indemnification. Unfortunately, the legal process is not straightforward.
According to Diamond and Diamond Lawyers, workers’ compensation cases are complex. You’ll need experienced lawyers who can handle your claim and increase your chances of getting what you deserve.
Still, you must do your part to strengthen your case. Here are some tips to guide you through the essential steps you should take when you’re hurt at your workplace.
Report Your Injury Immediately
When you’re injured on the job, you must report the incident as soon as possible to your supervisor or someone in a similar capacity. Of course, you should seek medical attention first.
While some states allow verbal notice, it’s in your best interests to put it in writing.
Timing is vital as you could lose your legal right to receive compensation if you file after the statute of limitations deadline.
Get Treated by an Approved Doctor
If you’re a federal worker, the Federal Employees’ Compensation Act (FECA) allows you to consult any qualified doctor. However, if you’re not, then state laws apply.
You’re typically required to seek treatment from your employer’s doctor for a maximum of 30 days. After that period, you can choose your medical professional.
Your doctor’s report will have a significant impact on the benefits you receive.
File a Workers’ Compensation Claim
It’s essential to note that filing a workers’ compensation claim is not a lawsuit against your employer. You’re requesting benefits.
To start the process, you must notify your company about your incident so they can provide you with a claim form. You may also get the document from doctors’ offices and hospitals. As a last resort, contact your state Workers’ Compensation Office.
Ensure you sign and date the report and keep a copy for your records before giving it to your employer to complete their section.
Avoid delaying this step as it’ll affect the promptness of receiving your money.
Conclusion
The basic steps to filing a claim appear straightforward, but you must make sure you follow them to the letter as mistakes can cause a delay or a rejection of your request for benefits.
If, for any reason, your employer informs you that they don’t have workers’ compensation insurance, contact your state’s labor department or consult a lawyer immediately. You can likely get your indemnity from the state. You may also sue your employer for negligence if they broke the law.