(Newswire.net — July 10, 2013) Tampa, FL — Credit Shield and its principal founder, Sarah Young, discussed with us their company’s approach as to dealing with this collection agency process of harassing consumers. “We are a consumer advocate and are an educator to those that have fallen on hard times. People want to do the right thing and get back on track, and we are there to help.” According to Young.
The most recent downturn in the economy has rippling effects years after things occur. Now, post the 2008 debacle, we are just beginning to see some daylight, however many jobs are still lost and consumers are still struggling as they wrestle with this barrage of collection agencies. “Bad things happen to good people”, adds Young as she describes the overwhelming effect that people undergo when these purported collection “authorities” take generous liberties in chasing down debtors.
An interesting statistic that Young mentions is that, the collection agency business in the United States out earns Walmart and 99% of the collection practices that are employed are not valid. Perhaps, perception is greater than reality however most individuals do not know their rights and Credit Shield stands up for those needing to know what their rights really are.
With so many debt collectors chasing so many people without the proper authority, it is amazing that this business can thrive so well. Credit Shield identified this need a few years ago when they realized that no one was asserting their rights and knowledge was scant concerning this field. Credit Shield pursues an active audit and dispute process to ensure that the practices utilized by the collection agencies is valid. What they have uncovered is that it is rare that there is not some level of infraction violated by the agencies and therefore can intervene to cease and desist such collection practices.
With many companies, Credit Shield also finds that there is often times no proof and no contract to make these practices enforceable. Bankruptcy has been bantered about as a viable option while many do not realize the negative ramifications from such a filing. Ads, billboards, and friends are probably the greatest source of influence on people filing erroneously for bankruptcy. Before considering this contact Credit Shield and learn about credit defense rights and steps to protect oneself from debt harassment and bankruptcy alternatives. Contact Credit Shield at www.Creditshield.org sarah@creditshield.org (888) 223-3529
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