(Newswire.net — December 6, 2014) Dubuque , Iowa — Eric Barton is a licensed agent in iowa, illinois, tennessee and kentucky for health, life, dental and accidental insurance. His offices are located in dubuque iowa.
You may have seen him featured in radio, tv and print. Places like Entrepreneur, America’s Premier Experts, ABC News, CBS Money Watch and other media sources.
When Eric Barton was asked why he is so dedicated to his clients, he shared 2 interesting reasons. He said “I’m revealing this information to you for two main reasons:
REASON#1: If you end up hiring a lousy insurance agent, it will end up closing the field not only to me but to other insurance brokers as well. I’m sure if you hired a lousy agent, you would be reluctant to hire another one in the future.
REASON#2: I hate to see bad or inexperienced professionals rip people off and make other insurance agents have a bad name.”
He went on to share two big mistakes he sees people make all the time when searching for health insurance quotes, especially in this open enrollment time. Eric said you need to be aware of the fact that unfortunately not all insurance agents are looking out for your best interests.
It is true that making one phone call to an insurance agency and letting them choose a health insurance company for you is easier than doing it yourself, but there is no assurance they are going to pick the right policy for you.
Did you know that some agents actually will instantly select the policy that pays them the best commissions. Instead of you paying an affordable premium, you are paying 50%-100% or more for less coverage.
Agencies have a list of insurance companies and other professionals in different price ranges.
Their main concern is looking to get you the highest monthly premium rates because they will get a nice commission.
They often try to get your entire budget gobbled up so that they can move on to the next person.
You and your family’s health coverage and budget comes in second and their profits come in first.
There are some reputable agencies out there that do search out health insurance policies that will provide you with the best coverage, then provide you with comparison quotes if choose. The Bottom Line is that You should be the number one priority not the agency.
The second big mistake Eric shared was choosing your agent based on the price of your 1st quote given.
Definitely price can be a factor when working with an insurance broker. If you only have a small budget, then you may not get the health coverage needed.
Are the insurance policies with the highest prices always the best? Absolutely Not!
If you pay thousands and thousands of dollars monthly to an insurance company that does nothing at all for you when you or your family needs it, then you just made a bad choice.
At the same time, choosing the least expensive policy can be a bomb decision too. The right agent will explain your options.
Actually a lot of people think that health insurance agents are just a dime a dozen, but they are actually all unique.
Like in any other profession, some are great, some are good, some mediocre and some who should not even be allowed to be doing what they are attempting to do ever. You should choose to work with the insurance professional that will help you best achieve your needs and help you achieve you and your family’s goals.
The best way to see if they are looking to actually help you with your needs or not is to simply so this…call them and see if they are all about talking about themselves or are they truly concerned with finding out what you and your family’s needs are.
They should be looking to see what you want to achieve with your health coverage.
How would you feel if you went to the doctor and said you were sick and they just gave you some pills and he never even examined you? It’s the same with your insurance broker choice.
They should want to find out what you need and then find a policy that fulfills your needs.
When we asked Eric Barton about open enrollment time and what should people expect to encounter…
Eric responded with one simple answer. That answer was lots of confusion, but he went on to say this enlightening fact. If the agent you choose to work with is certified with healthcare dot gov and if they can easily explain your options to you, then that may be the agent to spend a little time speaking with.
Eric went on to say…”When they find the right health insurance broker to work with. You should walk away not only being more educated on this open enrollment time, but also possibly walk away with more money in your pocket. If the agent is experienced and knows the marketplace, they should quickly be able to tell you if qualified for not only savings on a monthly premium, but also share with you how to get the best health coverage for the price.”
I hope you found some gems you can use to ensure that the next agent you work with results in the best possible experience for you and your family-that you so richly deserve.
If Looking to see if Eric Barton can help you in any way and or to get your complimentary dubuque health insurance quote or Illinois, Iowa, Tennesse or Kentucky health quote waiting, please give Eric a call today at 262.716.1786 so you and Eric can get right down to discussing you and your family’s health insurance goals.
About Eric Barton, Licensed Broker With Blackmore Benefit Group
Eric Barton, Licensed Broker In Iowa, Illinois, Tennessee and Kentucky For Health, Life, Dental and Accidental Insurance