Financial Wellness Program Offered by Glen Ellyn Agency

(Newswire.net — May 17, 2018) Glen Ellyn, IL — Brad Rosley and Cris Kalivas of RK Financial announced a new program to bring Financial Wellness to the masses. After decades of service to middle and upper-income professionals, RK financial has created a corporate program that gives anyone access to a custom, financial plan.

“Everyone deserves a financial plan,” according to Rosley. Long-term Glen Ellyn resident and financial advisor to hundreds of professionals, Rosley and partner, Cris Kalivas, intend to reach tens of thousands of people through their place of employment.

“Normally, only people of means could afford a custom financial plan. However, our program taps into more than just finances. Our system targets employees of any size corporation. By utilizing specialized software and our proprietary approach, we can help nearly anyone reduce stress and increase their financial wellness,” stated Kalivas.

Financial planning and retirement is rarely top of mind for most people when they are young. Things often turn, however, when it is almost too late. According to data from the AARP (via Forbes), forty percent of Baby Boomers expect to work until they die. The whole notion of ‘’retirement’’ today is something that is unfathomable and a high percentage of the population who are above the age of 60 simply do not have the finances available in order to retire happily.

After a long, hard-working career, retirement is a different kind of territory. For some, it offers a new kind of bliss, while for others, it is a difficult transition.

Rosley has an extensive white paper and an upcoming book on the topic. He outlines 3 powerful fundamentals to help anyone put themselves on the proper path to financial wellness.

Be smart about the way that you spend your money
Millions of Baby Boomers cannot afford to stop working until their mortgage is paid off or they decide to downsize. Cut back on non-essential items as a habit. Pay for things in cash. The long-term benefits outweigh the short-term perks. Eliminate consumer debt first.

Prepare for transitions that may occur
According to Sociologist Phyllis Moen, there are similarities between marriage and retirement. People tend to plan for their wedding but not for the marriage. A long-term marriage is always a larger investment than the wedding itself. Creating a rainy-day fund should be done early in life. Budgeting for the long-term will change, but without a budget, most people spend more than they realize.

Review your insurance needs
Insurance should adjust to your age and needs. Many people purchase too little or too much insurance. Does your spouse work? Do you have a policy that replaces that income if one of you were disabled? 

RK Financial’s white paper takes a deep dive into the tangible and intangible benefits of employee financial wellness. To get a free copy, click here today.