Short Term Vacation Rental Insurance For Airbnb, Vrbo, and HomeAway Hosts Launched

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( — June 25, 2020) — A leading insurer, Proper Insurance® has launched a range of policies aimed at short-term and vacation rental property owners. The policies uniquely provide enhanced business coverage.

Proper Insurance®, a leading insurance provider, has launched a range of niche services aimed at people who own short-term and vacation rental properties. It is designed to support all types of short-term rentals, whether they are primary residences rented only during peak seasons or those rented on a nightly basis.

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The insurance services have been launched because not all insurance companies offer the same levels of protection to homeowners. To ensure an Airbnb, Vrbo, HomeAway, or any other vacation rental property is appropriately insured, homeowners must choose an insurer that specifically covers short-term rental properties.

Adequate policies for a short-term rental are hard to come by as it requires combining commercial liability coverage with traditional homeowner’s coverage. Proper Insurance® offers customers in all 50 states a custom written, full coverage policy to give them peace of mind.

Additionally, the company has been exclusively endorsed by organizations including HomeAway and Vrbo. It has an A+ rating on Standard & Poor’s and BBB. It has provided over 35,000 policies for satisfied customers around the United States.

The company stresses that, now more than ever, rental property insurance is vital. Particularly as the growth in the market has led to some states passing laws and ordinances in relation to short-term rentals. Many regulators are beginning to treat rental properties the same way they would hotels. In this instance, they suggest hospitality insurance laws should apply.

As the policies offered by Proper Insurance® are business policies, they cover commercial general liability. This means vacation property owners are automatically covered for any business-related issues.

This type of policy is essential as it covers unexpected events such as fire damage or theft. When a rental property is affected by such a claim, owners are unable to rent their property for a certain amount of time. However, business income coverage pays owners for the lost revenue, up to a specific amount.

A company representative commented: “The policies offered by Proper Insurance® are designed to replace a current homeowners or landlord policy. They are written as business policies to provide enhanced coverage giving short-term vacation rental owners peace of mind.”

“Our policies also include personal liability if the rental doubles as the owner’s primary residence. It’s crucial property owners have the correct insurance in place, or they may find themselves out of pocket if something unexpected happens,” they added.

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