Santa Monica CA Term/Permanent Life Insurance – Adaptive Coverage Policy Launch

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Lion’s Partners Insurance (1 818 472 9191) Updated its line of Life Insurance Policies for Clients in Santa Monica, Culver City, Arcadia, Burbank & nearby cities.The Agency offers permanent & temporary life policies.

Glendale-based Insurance Agency, Lion’s Partners, has announced updates to its line of life insurance policies for clients in Santa Monica, California, and nearby cities.

More details can be found by visiting http://lionsinsurance.com or calling 1-818-472-9191.

With the announcement, the agency is able to provide a wide scope of policies that can be tailored to the client’s specific needs. Their agents can advise clients on the benefits of term, permanent, and final expense life insurance policies so that they can select the one that best suits their needs.

At its core, life insurance is designed to pay an amount of money to a specific beneficiary in the case of death of the insured individual. One of their main benefits is that the proceeds are transferred to the beneficiary tax-free, which makes for a quick and hassle-free process.

Additionally, these policies can also be used in case the insured is diagnosed with a critical, terminal, or chronic illness. An accelerated portion can be utilized to replace lost income and cover costs of in-home or facility care. These are called living benefits, and they are separate from the death benefits that will still be passed on to the beneficiary.

The agency can offer several types of life insurance. Permanent policies are designed to offer protection for the duration of one’s life. They can further be classified into universal and indexed universal life insurance. These policies offer a wider range of benefits, including tax-deferred accumulation of cash value and more flexibility with payments.

A term policy is the more cost-effective alternative to permanent coverage. This policy offers coverage during a certain term (for example ten years) and expires at the end of said term. Clients can also opt for a final expenses policy that covers the costs incurred after the insured’s death.

Lion’s Partners Insurance Agency is committed to helping clients in Santa Monica, Culver City, Arcadia, San Marino, Pasadena, Burbank, and Glendale get personalized health, life, and annuity coverage, which is reflected in the recent announcement.

A spokesperson for the agency said, “Lion’s Partners delivers financial protection when our clients need it most. We help individual clients prepare for the future by offering an array of innovative products, exceptional service and a commitment to helping our clients build, protect and preserve their hard-earned assets.”

Interested parties can find out more by visiting http://lionsinsurance.com or calling 1-818-472-9191.