(Newswire.net — August 17, 2021) — You probably know Singapore as one of the safest, modern, and cosmopolitan countries with high healthcare standards. While this is not further from the truth, anyone living or working in Singapore will need medical insurance to access Singapore’s costly healthcare. After all, health is a top priority for everyone.
When it comes to getting medical insurance in Singapore, there are plenty of options from which you can choose. If you are a Singaporean, you get basic national health insurance, which is purely basic, covering fundamental hospital treatments. For ex-pats, you will likely have your company’s medical insurance, or else you will need to purchase medical insurance in Singapore from one of the insurers.
Whether you are a Singaporean or a foreigner, it is important to note that most health care insurance plans you will find in Singapore are basic medical packages. However, after obtaining your basic health insurance, you can incorporate supplemental medical insurance policies to get full coverage.
Below are some medical insurance Singapore add-ons that you may consider depending on your healthcare needs.
1. Dental Insurance
Truth be told: Dental care is among the most expensive forms of healthcare globally. As a result, it should be no surprise that Singaporeans and ex-pats consider supplementing their basic medical insurance policy with dental insurance.
If you’re also considering adding dental insurance to your medical insurance plan, you will find plenty of insurers ready to supplement your coverage with this policy. Some workers may be lucky to get dental insurance in their benefit and compensation packages.
2. Maternity insurance
Everyone wants their babies to experience the best welcome into the world. But, honestly, medical care for expectant mothers can be costly in Singapore, making it quite challenging to give our children the happiness they deserve. You can bypass this by adding maternity insurance to your existing medical insurance.
As the name suggests, maternity insurance covers expenses related to childbirth but up to a predetermined limit. Therefore, it will cater to most of your needs and those of your child.
3. Hospital and surgical insurance
The primary objective of every medical insurance policy is to cover expenses incurred due to illnesses and accidents. That’s why every Singapore resident should consider hospital and surgical insurance.
This supplemental policy helps pay for actual medical expenses due to accidents, injuries, or illnesses. In a simpler language, it is an inpatient cover and takes care of your medical bills only when you’re an inpatient.
It is highly recommended regardless of your industry.
4. GP Insurance
Singapore is one of the most expensive countries in the world to receive health care, and finding a specialist to take care of your specific health needs can be challenging. That said, having an outstanding outpatient insurance policy will definitely pay off.
A great insurer will offer you a GP insurance plan that fully meets your desired health care needs.
Conclusion
Medical insurance plans aim at protecting and supporting the health and wellbeing of the beneficiary. Keeping this in mind, building a robust healthcare plan by purchasing several supplemental insurance policies will pay off.