Short Term Vacation Home Rental Insurance | Airbnb Damage Coverage Launched

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( — August 2, 2022) —

Proper Insurance (+1-888-631-6680), a brokerage based in Bozeman, MT, launches an expanded range of short-term rental property insurance.

These enhanced policies are geared towards vacation homes and Airbnb rentals. They offer comprehensive protection against any covered damage, or intentional acts of theft or vandalism guests might cause.

More information about Proper Insurance is available via

The updated policies are underwritten by Lloyd’s of London, a company whose niche is emerging or unusual risk, which covers the burgeoning vacation rental market. Plans can protect all types of properties, including single-family homes, townhouses, condos, cabins, and cottages.

Many owners wrongly assume that their vacation rental is covered by their homeowners or landlord insurance. Since they do not occupy their property full time and damage is usually caused by guests, standard policies usually carry a vacancy exclusion and most likely wouldn’t pay claims for repairs and replacements.

As such, hosts are forced to foot exorbitant bills that inevitably hurt their rental property’s profitability. By getting vacation rental insurance, they gain access to a valuable safety net.

In addition to covering property damage, the above-mentioned insurance policy can also protect against liability. For instance, if a guest is injured in the vacation rental and decides to sue the host, the insurance plan will take care of legal and medical bills.

Short-term rental insurance likewise offers some measure of business income protection. In cases where a property is damaged and cannot be rented out, the plan will reimburse any lost revenues.

To help prospective clients find the policy that best suits their needs, the insurance expert offers a five-minute quotation tool. This feature can be accessed on the website; users are not obligated to accept any of the plans presented.

About Proper Insurance

Proper Insurance specializes in niche plans not offered by most brokerages. It is a proud Vacation Rental Management Association (VRMA) member and received an A+ rating from the Better Business Bureau (BBB). Aside from vacation home insurance, it also carries a wide range of commercial liability coverage.

A spokesperson says: “We have experts engaged at all levels of the vacation rental industry and understand the risks involved. Our short-term rental insurance policies are written with one thing in mind: to protect your interests as a property owner.”

Interested parties may visit if they need further details.