Experts answered the question: Are funded accounts worth it?

Photo of author

(Newswire.net — June 5, 2023) —

Funded trading programs, also known as proprietary trading firms or prop firms, are initiatives offered by financial institutions or companies that provide traders with capital to trade in the financial markets. In these programs, traders trade with the firm’s money and, in return, share a portion of the profits they generate. Prop trading companies often train or hire reliable professional traders and let them trade with companies’ money. 

In their article Traders Union experts answered the question “Are funded accounts worth it?” They explained everything about proprietary trading, funded accounts and how it works.

What is a funded account?

A funded account refers to a trading account that has been provided with capital by a third party, typically a proprietary trading firm or a financial institution. Instead of using their own funds, traders with a funded account are granted access to the provided capital to engage in trading activities.

Once traders have proven their trading abilities, they are granted access to the funded account and keep up to 90% of all profits. Payouts can then be requested. 

Funded account: pros and cons

TU experts also highlighted all the advantages and disadvantages of funded accounts. Here are several pros and cons.

Advantages:

  • Immediately available funds, large amount of money

  • Protection from loss

  • Freedom in investing money

  • Individual work schedule

  • Support and guidance for novice traders

  • Immediate access to up-to-date information

Disadvantages:

  • Rules and regulations by sponsoring companies

  • Learning requires some time

  • High fees and lower profit during the first year

  • Capital drawdown restrictions


Are funded accounts worth it?

It’s worth noting that funded accounts may not be suitable for all traders. Some traders prefer to trade with their own capital, maintain full control over their trading decisions, or have different risk/reward objectives. It’s crucial to carefully evaluate the terms, conditions, and potential benefits and drawbacks of a funded account program before committing to it. Conducting research, reading program reviews, and considering personal trading goals are important steps in determining the worthiness of a funded account for an individual trader.

If used correctly, funded accounts can help traders raise their profit significantly. However, there is always a risk of loss, as it is in regular trading. That is why everyone should be aware of risks related to trading.

How much can I earn as a funded trader?

As a funded trader you can get 50-90% profit. However, as stated above, there is always a risk of loss. And if a traders’ losses exceed 5-10% prop trading companies stop working with them.

With a funded account, traders can potentially earn a huge amount of money without investing a large amount of capital. This makes funded trading an attractive option for many people. With the right approach and dedication, traders can make significant money with a funded account.

Best funded trading prop firms

Now after TU experts told what is funded trading and how much traders earn, they will tell you about top-3 funded trading prop companies.

  1. Topstep

Topstep is a well-known funded trading program that provides traders with the opportunity to trade proprietary capital. The company offers various trading evaluation programs designed to assess traders’ skills and provide them with access to funding.

  1. FTMO

FTMO offers traders a Trading Challenge, which is an evaluation process to assess traders’ trading abilities. Once traders successfully pass the Trading Challenge, they can qualify for a funded account with FTMO. The funded account provides traders with access to real capital provided by FTMO, allowing them to trade live markets with increased buying power. On FTMO website users can trade 44 currency pairs, 10 cryptocurrencies, stock CFDs, commodities, and cash indices.

  1. SurgeTrader

SurgeTrader offers both novice and experienced traders an opportunity to diversify their investment portfolios with a variety of tradable assets. The evaluation process is quite easy, with only one phase of the audition.

To sum up, prop trading is a good opportunity to improve trading skills and make a great amount of money without investing your capital. However, traders should be also aware of risks. And if their losses exceed 5-10% prop trading companies can stop working with them.