(Newswire.net — August 28, 2014) Providence, RI — Homestar Mortgage has been working with mortgages and home loans for forty five years and with their experienced team of local appraisers and loan officers they guarantee timely approvals. Buying a home should be a stress-free and enjoyable experience but often people encounter many unexpected set backs during the process. Offering the most mortgage choices for homebuyers, Homestar Mortgage is able to get more people approved with a loan that fits their needs. Some of the more popular choices are fixed rate, first time homeIf you already have a VA loan, you’re in luck; VA loan limits have been revamped recently, providing more oppertunities for qualified veterans.buyer, refinancing, and reverse mortgages. The company is now featuring the best expertise in Rhode Island for it’s VA Loan program.
VA loans are a Veterans Administration program that allows veterans to purchase a house without a down payment. In addition to requiring no money down they are always guaranteed and often are assumable. Homestar Mortgage offers VA loans as either fixed rate or adjustable rate mortgages. Furthermore, they are able to offer a competitive interest rate and don’t require the payment of PMI (private mortgage insurance). Senior Loan Officer Robert Spaight recently joined Homestar Mortgage and with him he brings over twelve years experience in the industry.
Robert has extensive experience dealing with first-time homebuyers, corporate re-locations, jumbo financing and the Federal Housing and Veterans administrations. Graduating from he University of Rhode Island, with a bachelor’s degree in political science, he is one of the reason’s Homestar Mortgage has become RI’s most trusted mortgage lender. Robert is able to offer no cost pre-approval which get sellers to take buyers more seriously and gives prospective home owners a realistic idea of how much home they can afford.
Homestar Mortgage is both a banker and a broker giving them complete control over the mortgage transaction. With more than a dozen mortgage choices Homestar’s professionals will be the most invaluable resource for homeowners. With over forty five years of experience in Rhode Island they are experts on local programs that can offer low-interest, low down payment loans for the first time homebuyers, or for rehab of older homes. Robert Spaight, along with Homestar’s experienced team of home appraisers, attorneys, and title companies make mortgage transactions a stress free and enjoyable experience.
Contact Robert Spaight and Homestar Mortgage today for all mortgage needs at 401-374-1993.