Short Term Insurance Policy For Airbnb Vrbo Vacation Rental Properties Launched

Photo of author

A Montana-based insurance provider launches a custom-penned policy that provides comprehensive coverage for Airbnb, HomeAway, Vrbo, and other vacation rental properties.

Montana-based company Proper Insurance launches a short-term rental insurance product to address the specific needs of Airbnb, Vrbo, and other vacation rental properties. The company’s namesake policy provides coverage enhancements that other insurance carriers do not offer.

Additional information can be found at

The newly launched insurance product endeavors to address the gap that is commonly found in traditional homeowners’ insurance policies. The unique policy is designed to cover both the commercial and the personal use of vacation rentals, affording property owners peace of mind through a policy designed for their specific risk.

Proper Insurance covers various types of properties, including vacation homes, townhouses, condos, duplexes, cabins, cottages, and apartments. Written as a business policy, it replaces the property owner’s existing homeowners (HO) or landlord (DP) policy.

The company’s signature policy gives short-term vacation rental owners comprehensive coverage that includes their building(s), contents, commercial business liability, and business income. In cases where the vacation rental property also serves as the owner’s primary residence, it also covers personal liability.

While short-term vacation rentals technically cannot be categorized into one type of insurance, the company has worked in partnership with the prestigious insurance market Lloyd’s of London to come up with a product tailored for the purpose. The resulting specialty policy is now available directly to vacation rental property owners throughout the US.

The nation’s leader in short-term rental insurance, Proper Insurance has written more than 35,000 policies in all 50 states. A BBB-accredited business with A+ rating, the company is backed by Lloyd’s of London, who itself maintains an A+ rating on Standard & Poor’s.

Proper Insurance has also received exclusive endorsements from HomeAway & Vrbo, two of the most trusted names in the vacation rentals industry. The recognition as the said brands’ leading vendor for comprehensive short-term rental property and liability insurance provides testament to the coverage and services that the company provides.

Interested parties may learn more about vacation rental insurance at