(Newswire.net — August 17, 2023) — Accidents usually cause a lot of losses to the victim. Victims can recover their losses by filing a claim against the at-fault party. The problem is that insurance companies will not be willing to compensate victims. They will try to either reject or reduce victims’ claims.
The only way to protect yourself from insurance companies is by hiring a personal injury lawyer. A personal injury attorney can help in dealing with insurance companies and acquiring just compensation for your losses. Since they are dealing with insurance companies every day, they know the strategies insurance companies will use to lowball victims and counter them effectively.
Most victims make the mistake of trusting the insurance adjuster, which can result in disastrous outcomes. Remember this, insurance adjusters and insurance companies are not your friends, even if it looks like they are trying to help you. Their job is to reduce or reject your claim.
A Personal Injury Lawyer Can Protect You
Following an accident, the only person you can trust blindly is your lawyer. A personal injury lawyer can protect you from insurance companies in the following ways:
- Extensive legal knowledge
- Gather evidence
- Counter insurance company’s tactics
- Calculate your losses accurately
- Negotiate with them to obtain just compensation
Insurance companies try to delay claims by claiming the documents victims submitted are not enough or wrong. They will even try to find minor mistakes in the paperwork to reject your claim. Insurance companies do this since you don’t have legal knowledge. When you hire a lawyer, they will not do these things because they know that the lawyer will cross-question them for unfair claim rejections.
Gather Evidence
You, the victim, bear the burden of proof in personal injury cases. It means filing a claim is not enough, you need to be able to prove your claim. It is fair to both sides. But insurance companies always try to take advantage of this rule. They will claim that you don’t have enough evidence. A lawyer won’t give room for those claims. They will have enough evidence to prove negligence.
Counter Insurance Companies’ Tactics
As said, personal injury lawyers deal with insurance companies every single day. They know all about the outrageous tactics followed by insurance companies to lowball the victims. Since they have extensive knowledge of how the insurance company will proceed with a case, they can easily plan a counter strategy.
Calculate Your Losses Accurately
Insurance companies will make a settlement offer and try to make you believe that it is fair and covers your losses. If you don’t know your losses accurately, you might even believe them. When you have a lawyer, they won’t let that happen. Personal injury lawyers have years of experience calculating losses. They will reject any offers that don’t match your losses.
Negotiate with Them to Obtain Just Compensation
The negotiation phase of a personal injury case is a long and tiring one. It will be frustrating and infuriating. Insurance companies will make offers that will leave you baffled. Personal injury lawyers can take care of that. They will speak with insurance companies and explain why the offer is not sufficient and what they think is a fair offer. Lawyers will also submit all their findings to support your case and make them agree.
Final Thoughts
You should never speak with an insurance adjuster without the presence of your lawyer. The only reason an insurance adjuster is speaking with you is to try and find ways to reduce your claim. A personal injury lawyer will not allow that to happen. Their experience and expertise will come in handy when dealing with insurance companies. Hiring a lawyer is the best way to obtain just compensation.